2017年10月17日 星期二

【市後重點睇】美將公布原油庫存 道期靠穩

on.cc東網專訊

美匯指數衝上一周高位,最新報93.42;日圓企112.13美元,金價稍回至1,292美元。油價高位徘徊,布蘭特期油守58.03美元。道指期貨最新微升1點。

●市後焦點
-20:30 美國9月進口價格指數
-21:15 美國9月工業產出
-22:00 美國10月NAHB房產市場指數
-周三凌晨01:00 費城聯儲銀行行長哈克講話
-周三凌晨04:00 美國8月國際資本淨流入
-周三凌晨04:30 美國石油協會(API)發布行業版原油庫存周報

●港股十九大前夕觀望氣氛濃厚,恒生指數收報28,697點,升4點。國企指數收報11,568點,跌34點。主板成交縮至838億港元。
-騰訊破頂後回軟,收市與滙豐控股齊跌0.2%。香港交易所回吐1.6%。友邦保險升近1%。
-中資金融股個別發展,招商銀行曾飆近半成,收市升2%。
-新股王眾安在綫收跌3.1%報85.9元。
-長實收漲1.3%。
-傳領展17商場獲多家主權及私募基金入標,收升0.6%。

●滬深股市低開後個別發展,滬綜指全日收報3,372點,跌6點或0.19%;深成指升4點或0.04%,報11,275點;滬深300指跌0.38點或0.01%,報3,913點;創業板指跌5點或0.3%,報1,876點。

●歐股早市升跌不一,早段英國富時100指數報7,526點,跌0.01%;法國CAC指數報5,370點,升7點或0.15%;德國DAX指報12,997點,跌6點或0.05%。

●調查︰港取代上海成亞洲最昂貴生活城市,皆因樓價!http://bit.ly/2ysKfZt

●【板塊分析】教育股繼續長炒長有。http://bit.ly/2x1xdjT

●搶稅貸!華僑永亨有「8折最低保證」。http://bit.ly/2kTKdGF

●人仔息速遞:滙豐1個月定存冠港4大行。http://bit.ly/2yOAS9l

●新股專輯:晶苑國際入場費4444元。Kakiko首掛炒高5%,每手帳面賺150元。

●新盤My Central兩房折實1773萬起。

●第一代租用版八達通進入最後換卡階段。http://bit.ly/2yvrk1V

●南韓最大煉油商SK Innovation擬加強與中石化在華合作關係。

●合生創展9月淨合約銷售按年跌60%。

●傳玩具反斗城亞洲商討在港IPO可行性。http://bit.ly/2yOU72H

15 Shocking Videos Expose The Reality Of Surviving The California Wildfires

www.zerohedge.com

You need a fire kit in your vehicle at all times. Things to include:
  • Swimming goggles: This will protect your eyes and help keep you from being blinded by smoke
  • Respirator masks: This doesn’t mean you will be able to breathe if the fire sucks all the oxygen from your environment, but it will help to filter out some of the smoke so you aren’t disabled by a coughing fit.
  • Fire extinguisher: In a worst case scenario if your vehicle catches on fire, you may be able to put it out if you attack while the blaze is small.
  • Welding gloves: Remember the guy who burned his hands opening a gate? Welding gloves will offer some protection from hot surfaces.

人仔息速遞:滙豐1個月存息升至2.7厘

on.cc東網專訊

滙豐銀行上調人民幣存息息率,1個月存期由2.35厘升至2.7厘;12個月存期由3.4厘升至3.6厘。至於3個月及6個月存期則維持息率不變,分別為3及3.3厘。

on.cc東網專訊

滙豐銀行及中銀香港帶頭上調人民幣存息,分別升20至35點子不等。

新一輪調整後,滙豐銀行、恒生銀行、中銀香港及渣打香港4家大行中,滙豐短期存款最高息,人民幣定存息率1個月期,升35點子至2.7厘,最低入場費為2萬元人民幣,但需注意必需為新資金及卓越理財戶口。

在4大銀行中,中銀香港在中長期存款則最為高息,人民幣定存息率6個月及12個月期,分別升35點子及20點子,報3.7及3.9厘,最低入場費為2萬元人民幣及需為新資金。

其他銀行亦有上調人民幣定存息,永隆銀行位短期存款全線上升20點子,1、3個月期升至2.35及3.05厘,最低定存金額為1萬元人民幣,但注意必需經永隆「一點通」程式申請。

第一代八達通到期 有特別聲響3個月內要換

on.cc東網專訊

八達通宣布,第一代租用版八達通進入最後換卡階段,市民將由明天起(18日)分階段接獲通知換卡,若市民未能於3個月通知期內換卡,該八達通將失效,但仍可進行退款及換卡程序。

八達通行政總裁張耀堂指,該行由2015年8月開始提供換卡服務,至9月共更換了80萬張卡,市面上仍有120萬卡需要更換,當中,個人八達通佔11萬張,長者卡及兒童卡則分別佔15萬張及2萬張。

市民可翻查八達通的卡號,如卡號最後不設括號,即為第一代租用版八達通,需作更換。張耀堂指,八達通公司會為用戶提供3個月通知期,會在通知期間加設特別的「嘟-嘟-嘟」拍卡提示聲響,在明日起,首批市民在利用八達通進行交易時,會接獲上述提示聲響,該批八達通失效日期為明年1月20日。

值得留意,個人版八達通更換時間約2至4星期,市民要預留充裕時間處理,而一般八達通則可經八達通服務站、指定九巴客務中心或港鐵客務中心即時處理。

澳洲9旬前女模 中國辦禮儀學校吸中產客

on.cc東網專訊

一名被譽為澳洲首名「超級女模」的9旬婦人,看準中國愈來愈多有錢階層,且對生活品味有所追求,年前將她在澳洲開設的禮儀學校擴展至當地,開辦為期3日的禮儀課程,雖然每人學費高達4000澳元(約2.5萬港元),但仍吸引不少中產階層慕名而來。

90歲的達利‧沃特金斯(June Dally-Watkins)年青時已是一名出色的模特兒,22歲那年達利‧沃特金斯受母親啟發,在悉尼開設全澳洲首間禮儀學校,將之發展成事業,至今在澳洲、歐美等地都開設分校。

達利‧沃特金斯眼見中國中產階層愈來愈多,這些人經常有機會到外國,但對西方禮儀一竅不通,在國外常讓人有「大鄉里」的感覺,於是在2014年於廣州一間酒店開設禮儀學校,教授學員西方用餐、衣着、舉止,以至與人見面擁抱的禮儀等。

課程學費雖然高達4000澳元,但仍吸引近30多名中產女士參加。達利‧沃特金斯說:「中國人進餐時慣用筷子,從不知吃西餐用刀叉時的禮儀;但她們上過禮儀課後,現在已不可同日而語了。」 

走私500萬黃金入境 男司機落馬洲斷正

on.cc東網專訊

香港海關昨日(16日)在落馬洲管制站截查一輛入境私家車時,在車上檢獲15塊共重約15公斤的懷疑走私黃金,估計市值約500萬港元。55歲男司機被捕,案件仍在調查中。

走私屬嚴重罪行,根據《進出口條例》,任何人輸入或輸出未列艙單貨物,一經定罪,最高可被判罰款200萬港元及監禁7年。

機構測市面31款唇膏 7款含類雌激素可致癌

on.cc東網專訊

秋天將至,嘴唇容易乾燥,很多人都會使用潤唇膏護唇。不過,有生物科技公司利用魚胚胎為市面31款潤唇膏作毒性檢測,發現有7個樣本含有類雌激素,可能會導致癌症、生殖能力下降等。亦有8個樣本未能通過急性毒物檢測,含棕櫚酸維他命A等有毒化學物質,總共有三成樣本未能通過生物毒性測試。

水中銀(國際)生物科技有限公司於4至5月期間,從各大化妝品品牌專櫃、網上平台等選購31個潤唇膏樣本作魚胚胎毒性檢測。檢測結果把產品安全屬性分為三類,包括「品質卓越」的綠魚、「基本合格」的黃魚及「有待改善」的紅魚。

檢測結果顯示,於31個潤唇膏樣本中,有16個樣本為綠魚,4個樣本為黃魚,11個樣本為紅魚,佔三成。

結果發現8個標榜防曬功能的潤唇膏中,有7個含有類雌激素,數款國際知名品牌樣本的類雌激素含量相對該公司的安全標準高出11倍。而8個含有有毒化學物質的樣本主要有棕櫚酸維他命A、二苯酮-3等。生物科技公司首席技術官兼歐盟及英國註冊毒理學家陳雪平指,棕櫚酸維他命A有防腐作用,但過量攝取有機會導致肝臟毒性增加,甚至胎兒畸形。

The GDP Decline Post-2015.75

www.armstrongeconomics.com

The economic decline that we are now in moving into really 2036, is significantly different than pre-2015.75. The confidence shifted and 2015.75 was the peak in confidence in government. This is the rising discontent which produced Trump, BREXIT, and the rising separatist movements around the globe. The old way of running the economy is what has been declining and even when the GDP growth rate is being reported as up, the levels of growth are substantially in a bear market.

Likewise, unemployment has decline the the USA while rising outside, but even this is misleading. The quality of jobs has declined and much of the rise is attributed to part-time employment while more than 60% of college graduates cannot find employment in the field in which they paid a lot of money for. The student loans imposed upon them by the Clinton saddle the youth with such burdens for worthless degrees they are forced to live at home with their parents into their 30s. It has been the drop-outs who are the real innovators. Ernst & Young has been one of the top graduate recruiters in the UK and USA. They have announced the firm will be removing the degree classification from its entry criteria, saying there is “no evidence” that success at university correlates with achievement in later life. The best education has ALWAYS been an apprenticeship – not some university course taught by someone who has never practiced what they teach.

The economic growth is distorted and not really what governments are reporting. But even if we use their numbers as is we can see that the 2007-2009 recession was the worst since World War II. The top chart is the Fed data showing gross dollars so it looks like the economy is rising. Now let us look at that data on an annual growth rate basis. We can see the peaks and valley in GDP growth rates much more clearly. The third chart is simply month over month growth rates, very short-term. Now you can see what the central banks are so concerned about. The growth rate is declining sharply. Since 2015.75, even the USA is having a very hard time to reach 2% and sustain it and the USA IS THE BEST IN THE WORLD!!!!

Because the US is the core economy in the world, I have been stating that the decline unfolds from the peripheral first and moves into the core. The trouble we see in Europe and the start of the Refugee Crisis began with 2015.75. We see the rising economic problems even in China no less Japan. Emerging market debt has exploded and will be ripe for default. Trump was elected because the average person sees they are losing ground, not gaining. The youth no longer believe in the American Dream.
 
The model is forecasting NOT a “recession” in the old terms, but an economic decline. This is why taxes keep rising for they need money to try to retain bower. This creates DEFLATION and not the HYPERINFLATION that so many falsely believe is the only way empires, nations, and city states crumble into the dust of history.
 
As far as unemployment is concerned, here too we have to pick up the rug. Even the Post Office is hiring part-time workers so they do not have to pay pensions. There has been a rise in part-time employment to escape the benefits of Obamacare. The definition of employment has also been altered. You are not unemployed unless you look for a job.
 
This is all part of the economic decline that began with 2015.75. Even the poverty rate in Europe, the great socialist economy, has risen to 16% and is still rising. This is part of the discontent. The youth unemployment in Europe is just astonishing. High taxes on the “rich” who create small businesses that employ 70% of the population has devastated Europe. But the politicians are so married to Marxism, they cannot see what they are doing is the same economic extinction that took place in China and Russia that forced political change.
 
The USA is holding everything up right now. But our growth rates have declined and we are looking at the USA turning more negative starting from 2018 onward.

英保守黨「年齡稅」 挽新世代支持

文匯報

財相最後機會 恐削年長群眾基礎 

英國首相文翠珊面臨保守黨黨內逼宮,不少黨員同時將矛頭指向財相夏文達,要求文翠珊將他革職。為挽救仕途,夏文達據報將於下月22日公佈全面向年輕人傾斜的預算案,包括提出開徵極具爭議的「年齡稅」,透過提升高齡和高薪人士稅率,為20至30多歲的年輕打工仔提供稅務減免和其他福利,希望可以藉此推動「跨世代平等」。分析指,夏文達此舉勢必引起年紀較大的選民不滿,可能進一步削弱保守黨支持基礎。

今年6月大選中,在野工黨因為提出取消大學學費和實施租金管制,獲得大批年輕選民支持,議席大增;相反,保守黨則因為提出要求長者負擔更多護理開支的「腦退化稅」,引起主要票源的高齡選民不滿,結果議席未能過半。夏文達的計劃明顯是希望從工黨手上搶走年輕選票,藉此回應黨內批評,但評論質疑「年齡稅」結果最終會與「腦退化稅」一樣,胎死腹中。

擬削減學債助置業 

文翠珊首席智囊弗里曼為夏文達的計劃背書,他認為新預算案等同「給新世代的新政」,強調政府有必要為無法受惠於戰後福利模式的年輕一代,建立新的儲蓄模式。除了「年齡稅」外,據報夏文達亦正考慮提出削減學債,減輕大學畢業生負擔;當局同時研究降低年輕人的國民保險供款額,以抵消他們面對的置業困難。

前大學及科學國務大臣韋力生歡迎預算案建議,他指年輕人薪酬升幅不及老一輩,但樓價卻比幾十年前更高,認為有必要處理世代不平等問題。不過智庫經濟事務研究院(IEA)首席經濟師傑索普質疑,年齡是否一個好的免稅理由,認為年輕人所面對的困難可以由其他直接渠道解決,「為什麼在同等收入的情況下,20多歲的年輕金融交易員,可以比薪酬一樣的50多歲醫生交更少稅?」

夏文達被指在脫歐談判中立場軟弱,加上拒絕為英國無序脫歐額外撥備,引起保守黨內部和執政盟友不滿,甚至有人要求由脫歐派的環境大臣高文浩代替夏文達,因此今次預算案被視為夏文達的最後機會。

■《每日郵報》/《每日電訊報》

Wi-Fi有漏洞 黑客可輕鬆入侵?

不嬲係啦, 想安全最好還是用CAT5連線 !

on.cc東網專訊

無線上網(Wi-Fi)已經成為現代人生活必備的要素之一,但美國政府及歐洲的電腦專家周一(16日)分別警告,現有的Wi-Fi中存有漏洞,可讓黑客輕鬆入侵用家的裝置。

屬美國國土安全局旗下的電腦緊急反應小組(Computer Emergency Response Team,CERT)指出,黑客可透過漏洞監聽及入侵使用Wi-Fi上網的裝置,甚至全權遙距操控。

而比利時荷語天主教魯汶大學研究人員更發現,Wi-Fi密碼中的WPA2(Wi-Fi Protected Access 2)的漏洞,令以往認為是安全保密的資訊可輕鬆破解及閱讀,意味信用卡號碼和密碼、訊息、電郵及照片等不再保密。而且漏洞適用於所有WPA2的網絡。有報道指有關漏洞已被發現數周,但技術人員們決定暫時不公開,希望可以研究出對策。

電腦專家哈得遜指出,漏洞的出現等同現有Wi-Fi的安全網絡或不再有效。不過,哈得遜稱大多數使用Wi-Fi上網的裝置仍然安全,但相信問題會逐漸浮現,特別是部分網絡安全不足的裝置。

而微軟表示,於10月10日(上周二)推出的更新應可讓用家保障安全。而Google則聲稱已獲悉事件,將在未來數周修復任何受影響的裝置。