2019年11月12日 星期二

旺角彌敦道逾50輛巴士車胎被刺破 多條行車線癱瘓

https://lihkg.com/thread/1709836/page/1



瑞銀「食價」十年 被罰4億

文匯報

5000港客受害 已退還2億差價連利息

香港文匯報訊(記者 蔡競文)瑞銀(UBS)涉嫌在交易中「食價」長達十年,再被香港證監會重罰。證監會昨公佈,瑞銀在長達十年的期間內向客戶多收款項及犯有嚴重的相關系統性內部監控缺失 ,對其作出譴責並罰款4億元,此筆罰款也是本港對投行開出的最大罰單。今年5月中,瑞銀亦涉及保薦新股上市時有缺失,被證監會重罰3.75億元。

證監會昨指出,瑞銀已承諾將多收的金額連同利息全數退回受影響的客戶,以對他們作出賠償。退回的款項總額大約是2億元,並涉及於2008年至2017年期間以在買賣後增加利潤幅度及收取高於標準披露水平或比率的費用而多收的款項。多收款項的做法涉及約28,700宗交易,大約5,000個在香港管理的客戶賬戶受影響。

證監會認為瑞銀沒有披露利益衝突並在欠缺透明度的交易中向客戶多收款項,不但沒有遵守以維護客戶最佳利益的態度行事的基本和總體責任,亦利用了客戶對它的信任。

證監會行政總裁歐達禮(Ashley Alder)表示,證監會期望所有中介人在管理客戶的買賣時秉持嚴格的誠信標準。瑞銀多年來有系統地向非常大量的客戶多收款項,其操守遠遜於這些要求。雖然每次多收的款項只佔每宗買賣的一小部分,但瑞銀的失當行為涉及欺詐及廣泛地利用客戶對其的信任,以致它得以在有關過程中賺取其不應得到的龐大額外收入。

客戶不知情 多徵利潤幅度

據公佈,證監會的調查發現,瑞銀財富管理部的客戶顧問及客戶顧問助理,於2008年至2015年間在進行債券及結構性票據買賣時向客戶多收款項,方法是於執行買賣後在客戶不知情的情況下增加所收取的利潤幅度;及亦在2008年至2017年間向客戶收取高於其標準披露水平或比率的費用。
具體而言,客戶顧問和助理會在客戶要求買入或賣出產品後,於UBS的客戶買賣指令處理系統輸入客戶的買賣中的限價盤價格。若市場所做到的實際成交價優於限價盤的價格,客戶顧問和助理便會於執行買賣後,在未與客戶達成協議或向客戶作出披露的情況下增加利潤幅度,藉以為UBS保留該有利的價格差異。他們有時更會向客戶誤報成交價或利潤幅度。在一些情況中,他們亦會篡改發放予獲客戶授權進行買賣的金融中介機構的戶口結單,方法是誤報利潤幅度的金額,藉以隱瞞多收費用的情況。

調查還進一步發現,瑞銀在進行第二市場債券及結構性票據買賣時,沒有了解及適當地披露其是以何種身份代客戶行事。瑞銀確認其過往在處理有關代客戶行事的身份的做法混亂,過去與監管機構就其身份一事所進行的溝通亦不完整,與客戶就其是以他們的代理人還是主事人的身份行事所進行的溝通有欠清晰,在某些情況下甚至出現錯誤;瑞銀在被發現犯有失當行為後兩年才向證監會匯報其多收利潤幅度的做法。

保薦新股缺失曾被罰3.75億 

今年5月中,瑞銀亦涉及保薦新股上市時有缺失,被證監會重罰3.75億元、釘牌一年。當時還有包括渣打、美林及摩根士丹利亦因涉及在保薦新股上市時有缺失,分別被罰5,970萬元、1.28億元及2.24億元。

【大灣區快線】共建「生物銀行」 港澳融國家體系

文匯報

大灣區科技基礎資源共享創新聯盟成立

香港文匯報訊(記者 郭若溪 深圳報道)為積極落實《粵港澳大灣區發展規劃綱要》中打造高水平科技創新載體和平台,提升基礎研究水平的要求,昨日,由中國疾病預防控制中心、中國科學院微生物研究所等14家單位聯合發起的粵港澳大灣區科技基礎資源共享創新聯盟正式成立,將打造科技基礎資源共享平台,共建共享生物樣本庫(下稱「生物銀行」),推動港澳地區科技基礎資源融入國家科技創新體系,構建開放型融合發展的區域協同科技創新共同體。

「生物銀行」,是指收集、存儲人體生物樣本以及與其相關的臨床資料的資源庫。這些生物資源是科技基礎資源和臨床研究的重要組成部分。近十年來,歐盟主要發達國家陸續建立了國家生物樣本資源中心,而中國的生物樣本庫尚存在規模較小、缺乏標準化流程和管理、樣本質量不高、利用率低、共享困難等問題,嚴重制約了中國原創型生命科學研究與創新型醫藥產業的發展。

據深圳市衛生健康委統計,目前全市共9家醫療機構擁有生物樣本庫。而整個粵港澳大灣區的生物資源樣本庫亦存在資源分散,沒有打破條塊限制的問題。中國疾病預防控制中心主任、國家自然科學基金委員會副主任高福表示,建立生物樣本庫關鍵是把重要的相關生物資源儲存下來。深圳市疾控中心黨委書記鄒旋亦表示,目前「生物銀行」亟需統籌整合、保護利用及共享創新。

將開發軟件系統

高福說:「粵港澳大灣區在國家發展大局中具有重要戰略地位,深圳又是中國特色社會主義改革先行示範區,在這裡探討科技基礎資源共享創新,具有特殊意義。」

他並表示,聯盟的成立是為探索創新中國衛生健康領域科技基礎資源開放、共享交流機制,推動港澳地區科技基礎資源融入國家科技創新體系,構建開放型融合發展的區域協同科技創新共同體。其建成後,將推動國內生物資源樣本庫對標和接軌國際標準,從而保證高質量的生物資源樣本真正實現其科學價值。

據介紹,聯盟將打造的資源共享平台項目是以「政府主導,各方共建」為基礎,遵循「填平補齊,各有側重」、「統一申請、分別建設」、「信息共享、統一管理」原則,探索不同形式的架構建設模式。聯盟將通過制定相關的法律、法規,規範生物樣本庫的建設標準和共享機制,避免重複收集、重複研究。同時,將開發一套軟件系統,打通相互間的壁壘,「盤活」生物銀行。

先納入港澳相關機構 

目前,聯盟發起單位涵蓋了公共衛生、臨床醫學和大專院校等不同領域。隨着聯盟成員單位不斷增加,未來將結合粵港澳大灣區的地域特點,通過共享互聯探索出一套科技基礎資源領域管理與運營的創新模式,為提高中國科技資源領域的核心競爭力發揮至關重要的作用。

中國疾控中心實驗室管理處副處長、病原微生物保藏中心主任魏強透露,聯盟首先將推進納入香港、澳門地區的相關機構,使聯盟真正成為涵蓋大灣區整體區域;其次,待港澳地區加入後,將三地的科技基礎資源與國家的科技創新體系對接,通過聯盟的創新機制為國家的科技創新體制做一些探索和思路。

從病原微生物入手

目前,聯盟第一步會從病原微生物資源入手,與粵港澳地區的相關單位開展合作,逐步推進後續工作。

高福表示,「這個聯盟可以集結粵港澳大灣區各方的生物醫學研究優勢,實現數據和樣本共享。一方面對推動粵港澳大灣區健康和公共衛生相關研究,有着非常重要的促進作用;另一方面,未來希望把它作為一個示範區,通過這樣的示範,能夠帶動人類命運共同體的建設,帶動『一帶一路』倡議的實施,在生物標本分享上創出一條中國未來的國內國際合作之路。」

The Globalists Have Declared War On Your Savings

www.zerohedge.com

Authored by Andrew Moran via LibertyNation.com,

When any one of the plethora of bubbles burst – pick your poison – and the next financial crisis impacts Wall Street and Main Street, how will the central banks and federal governments react? They have fired all their unconventional rounds of bullets, from subzero interest rates to vast money-printing. One other proposal could conceivably be giving your deposits a haircut, much like what occurred in Cyprus following the recession. This dyspeptic vision is not hyperbole nor is it paranoia – the tariffs have raised the price of tinfoil! It is unfolding right now as our globalist overlords are executing, or at least entertaining, fiscal and monetary measures to confiscate your wealth – directly or indirectly.

Switzerland is one of the few European nations to record a federal budget surplus. The budget for the fiscal year 2020 will record a $615 million surplus, despite imposing pension and tax reforms that slashed revenues and raised spending. The Swiss government is handcuffed by a so-called debt brake, a balanced-budget amendment that mandates the budget to be in balance throughout the business cycle. This policy has decreased the debt-to-gross domestic product ratio to nearly 25%.

Although national debt levels are still at multi-decade highs, the fact that the government is taking red ink seriously should be music to the ears of fiscal conservatives. But to others, it is headache-inducing.

The Organisation for Economic Cooperation and Development (OECD) published a new report that lamented on the nation’s unwillingness to spend like some of its European partners. Authors stated that the Swiss are saving too much and spending too little, despite possessing the third-highest gross domestic product (GDP) per capita of all OECD members. It asserted that policymakers could “increase expenditures” within the debt brake framework that “would serve monetary policy, and economic and social positive impact.”

There are a few other European states that are living within their means. Germany is projected to maintain its budget surplus for the next three years: 1.2% of GDP this year, 0.6% of GDP in 2020, and 0.2% in 2021. The Netherlands is also recording a surplus of 1.2%.

At a time when European Union members are in dire straits, you would think that they would be championed as model E.U. states. Not quite.

As Liberty Nation recently reported, European Central Bank (ECB) President Christine Lagarde bemoaned their surpluses, complaining that they would be better off spending the money on infrastructure and education. Desperate a modicum of growth, Lagarde is of the philosophy that the only way to grow an economy is through government intervention.

Unfortunately, this is now the hive-like opinion in the international monetary order. You better watch out. The globalists are coming for your savings – and they have already initiated the war on your piggy bank, emergency fund, and retirement investments.

It’s War!

In the immediate aftermath of the global financial crisis, central banks worldwide axed interest rates to historic lows. When the ZIRPs failed, some jurisdictions took it a step further and brought them into the subzero territory. Today, a handful of countries have adopted negative rates, and many are on the brink of slipping into this terrain.

The purpose was to push consumers into spending more and encourage financial institutions to lend at a greater rate. Interestingly enough, these efforts failed because citizens did the opposite: They saved more. Experts who studied the population of contrarians did so because subzero rates spurred a bearish sentiment on the economy.

One of these countries is Switzerland, which has maintained negative rates for nearly five years. The Swiss National Bank (SNBS) has called them “essential,” arguing that they are necessary to prevent further appreciation of the franc and to boost exports at a time of being hampered by global trade tensions and anemic economic growth in Europe. The private sector is not happy about it. A recent UBS survey found that two-thirds of businesses say they are concerned that these rates will hurt the domestic economy in the long-run and the cost of this measure will “outweigh their benefits overall.”

If you ask the new ECB chief, however, she would tell you that you should be grateful for leaders implementing negative rates:
“Would we not be in a situation today with much higher unemployment and a far lower growth rate, and isn’t it true that ultimately we have done the right thing to act in favor of jobs and growth rather than the protection of savers?
We should be happier to have a job than to have our savings protected. I think that it is in this spirit that monetary policy has been decided by my predecessors and I think they made quite a beneficial choice.”
Lagarde is a proponent of the NIRPs, championing the unconventional mechanism to achieve growth. Since the eurozone has barely cracked 2% GDP, many are anticipating that Lagarde will deepen negative rates during her term as president. Anytime she has mused on the subject, Lagarde has usually dismissed concerns about the saver, noting that they are also consumers, borrowers, and workers.

Unfortunately, this contempt for savers is commonplace because it is antithetical to the Keynesian approach of spending. Disciples of John Maynard Keynes will contend that consumption over saving should only happen during the bust phase of the business cycle, but if you peruse any opinion pieces by individuals subscribing to this ideology, you will only come across spending prescriptions for every type of economy – boom or bust. They dismiss the fact that capital accumulation, not consumption, creates wealth.

This myth originates from Keynes’ The General Theory and Treatise on Money, in which he posits that a saver is reducing the income of another person because he or she is not consuming the goods or services extended by somebody else. Put simply, he considered saving a self-defeating act.
“Saving is the act of the individual consumer and consists in the negative act of refraining from spending the whole of his current income on consumption,” he wrote.
The crusade against savers has been prevalent in the Democratic primary. The likes of Sen. Elizabeth Warren (D-MA) and Sen. Bernie Sanders (I-VT) have grieved about hoarders, particularly those who are the top 0.1% (no longer just the 1% anymore; likely because these two people are the 1%, too). The presidential candidates are perturbed that the supposed capital hoarders are not putting their fortunes into the economy. This is nonsense talk to justify their wealth confiscation policies, since the affluent are saving and investing, not just stuffing their money under mattresses.

Negative rates, higher taxes, and inflation – the statists are employing every measure to gain access to the fruits of your labor.

A Life Sentence

If it isn’t expanding the money supply that eats away at your hard-earned savings, then the Leviathan will imbibe your accrued capital through negative rates. When you factor in the elite’s appetite for the evisceration of cash and the integration of a cashless society, then you are imprisoned by the globalist wardens who now have you under their thumb at all times. Your wealth, your livelihood, and your personal life are now under the purview of the state. If you don’t like it, then you are out of luck. You have nowhere to go. The globalists have declared war on mom and pop savers, pillaging bank accounts and conquering our lives. Is there a chance for victory? As long as the omnipotent and iniquitous institutions remain in charge, optimism over sound economics can only fade to black.

2019年11月11日 星期一

警方:任何大學不是罪犯避風塘

信報財經新聞

就警方早上先後進入中大及港大校園,向校園方向施放催淚彈。警察公共關係科高級警司江永祥回應時強調,任何大學都不是罪犯的避風塘,警方有職責處理違法行為。

江永祥指出,今早7時許,有人在沙田生物科技路及中大附近聚集,期間有人分別在連接中大的天橋聚集,向吐露港公路投擲雜物,警方驅散後再有人向警方掟磚及汽油彈,並以竹枝襲擊,雙方對峙數小時。

早上港大亦有人在百周年大樓對開天橋掟磚及汽油彈,警方警告無效後以最低的適當武力驅散。

魔法廢老個位手足即刻買機票走

https://lihkg.com/thread/1706505/page/1

#1BKK18 分鐘前
麻煩傳出去,魔法廢老個位手足,有人影到你個樣,快啲返屋企攞passport買機票即刻走。

From tg

#276露華濃5 分鐘前
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#279穩住,我們能赢5 分鐘前
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依家係咪見係藍絲就殺得
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個位巴打一定係英雄 唔割
但留得青山在
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然後一路挑釁

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手足睇住
街坊係咁屌手足


星島日報

就社交媒體流傳一段錄音聲帶,聲稱一名傷者訛稱燒傷,醫院管理局(醫管局)發言人澄清沙田威爾斯親王醫院今下午接收了一名嚴重燒傷病人,有關病人目前正在該院深切治療部病房留醫,情況危殆。醫管局呼籲外界停止轉發有關失實訊息。

就近日接二連三在社交媒體發現有懷疑屬於公立醫院病人的臨床資料及影像流傳,醫管局發言人今重申局方致力保障病人私隱,並嚴格遵守個人資料(私隱)條例,同時提醒所有員工同樣有責任保障病人私隱。

醫管局上週已向全體員工發出電郵,提醒員工必須避免未經授權下查閱病人資料,以及未經授權向第三方披露病人資料,包括在社交媒體披露機密病人資料或醫療紀錄。

醫護人員使用臨床醫療管理系統時,必須遵守兩大原則,包括被查閱者為自己照顧的病人,或獲得醫院/部門許可使用病人資料。

醫管局發言人表示,除了必須嚴格遵守保障病人私隱的守則外,根據「醫管局行為守則」,員工不應向局外人士披露其因職位身份而獲得的機密資料及紀錄,所以即使洩露的資料不具個人身分標籤,員工亦違反有關員工處理機密資料及紀錄的守則。如發現有違規情況,醫管局會嚴肅跟進;如有需要,局方會轉交私隱專員公署等相關執法機構跟進。

醫管局提醒員工保障病人私隱,亦呼籲公眾人士也要尊重病人的個人私隱,避免進一步傳閱有關資訊。 

警方確認西灣河開槍 沙田東涌拔槍及擎槍

NOW財經

【Now新聞台】警方確認早上在西灣河有警員開槍及射中一名男子,亦曾在沙田及東涌拔槍及擎槍。

警察公共關係科指,激進示威者早上在多區以雜物堵路,亦有暴徒向港鐵車廂投擲汽油彈及破壞大學設施,有警員在西灣河拘捕違法的人,曾經開槍及射中一名男子。警員亦在沙田及東涌的執法行動中,拔出配槍及擎槍。

警方又嚴正澄清,網上流言指警隊高層下令前線人員今日可在行動中胡亂開槍,強調絕無此事,重申警員使用槍械有嚴格指引,所有警員必須為自己的執法和行為負責。

https://www.facebook.com/thecantonesegod/videos/468203667137323/

有列車被掟雜物及燃燒彈 港鐵報警追責

巴士的報

兩列列車車頭擋風玻璃損毀~

港鐵在中午近12時半發出新聞稿,指港鐵網絡今早持續被人惡意阻礙運作,令大批乘客受影響。其中,有人在凌晨時份,在東鐵綫沿綫多處露天路段的路軌範圍,放置雜物包括單車及木梯,港鐵人員即時將雜物移走,令頭班車服務不受影響。

其後亦有人在粉嶺站附近向行駛中的列車投擲雜物,令兩列列車車頭擋風玻璃損毀,另外,亦分別有兩列列車在上水站撞到水馬,及於大學站附近撞到一架投擲到路軌上的單車。

發言人指,有多個車站分別被暴徒投擲燃燒彈或者縱火,危害鐵路運作安全,包括: 約早上7時,東涌站被人投擲燃燒彈,為保障乘客及員工安全,車站需要關閉;馬鞍山綫恆安站被人縱火,車站需要緊急疏散乘客及關閉;在早上近8時,一列荃灣綫往中環方向列車在葵芳站上落客期間,有人投擲兩個燃燒彈入車廂裡面,同時有人開啟車尾逃生門,月台職員即時用車上滅火筒將火救熄。職員隨後疏散葵芳站的乘客,列車不停該車站。

除此之外,港島綫、觀塘綫、將軍澳綫分別有列車被人擅自開啟逃生門,嚴重影響列車運作。亦有大批示威者先後去到多個車站大肆破壞,今早總共有25個車站一度需要關閉,並有多個鐵路綫路段需要暫停服務。

發言人指,在可行情況下,港鐵提供免費接駁巴士服務,接載受影響路段的乘客,期間一直與運輸署保持緊密溝通。不過,由於路面亦有堵路及突發情況,有個別免費接駁巴士綫未能行駛,即使可以行駛,乘客亦都需要等候較長時間。

對於港鐵網絡今早受連串、持續的暴力干擾及破壞行為,特別是向有乘客的列車及車站投擲燃燒彈、向路軌投擲物品、及擅自開啟列車逃生門等,港鐵表示十分憤慨,並予以嚴厲的讉責。他們的行為對乘客、港鐵員工和鐵路設施的安全構成十分嚴重的威脅,是絕對不能容忍,已經就事件報警,並會追究涉事人士的責任。

港鐵會繼續密切留意,若果干擾鐵路安全營運的行為持續,為保障乘客及員工安全,已經暫停服務的路段,未必可以恢復服務,而其他路段亦可能基於安全理由需要暫停服務,或作出調整。

2019年11月10日 星期日

下周日「長者日」 逾1400間店提供長者優惠

星島日報

社會福利署將在下星期日「長者日」籌辦消費優惠活動,邀請本地飲食及零售業界於當日為長者咭持有人提供特別折扣和優惠,目前已有超過1 400間來自食肆和零售店鋪參與活動。參與的商戶會於當眼處張貼相關宣傳海報,方便長者識別,其中部分商戶會向長者提供九折以上優惠。

社署自1994年起推行「長者咭計劃」,方便長者享用政府部門、公共機構及商號提供的優惠或折扣,現時參與計劃的商號及機構亦已超過2800間,包括9100個零售點或分店。

今日玩商場, 明天玩交通

https://lihkg.com/thread/1703000/page/9

今日玩商場, 明天玩交通............